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Healthcare In the EU

As a national of an EU Member State you and members of your family are entitled to free or reduced cost emergency medical treatment in any EU country.
Only publicly funded treatment is included in the European Health Insurance Card scheme and each country operates its own rules for medical provision. In some countries, medical treatment is free, in others you pay part of the cost; in others you pay the total cost and then claim a refund.  All that is needed for this to be the case is that the European Union national must have a European Card (EHIC) with them when treatment or services are required.The European Health Insurance card (EHIC) is valid only for treatment that becomes necessary while you are abroad.
Bulgaria
Essential documents:
UK passport and NHS medical card (EHIC)
What's free:
Medical, dental and hospital treatment.
What you'll need to pay for:
Medicines supplied by a public pharmacy.
More information:
Recent changes suggest that the state healthcare sector is very limited.
Private medical insurance cover is strongly recommended.
Source Department of health http://www.dh.gov.uk/en/index.htm
All residents of Bulgaria, even those that are not employed, are required to pay in contributions to the Bulgarian social security system (NOI). By paying the required contributions all residents of Bulgaria are eligible for free medical treatment from a family doctor or GP. All referrals to specialists are also at no charge and medications are available at reduced prices and are sometimes available at no cost.
There are some reciprocal health care agreements in place with a few other countries including the United Kingdom. Under the reciprocal health care agreements, citizens of the participating countries are able to receive free medical, dental and hospital services and treatment while in Bulgaria. However medications are not free and must be paid for. If you are not from a country that has a reciprocal health care agreement in place with Bulgaria then you will need to have your own private health care insurance or travel insurance plan that will cover you if you are not eligible for medical services and treatment under the Bulgarian public health care system.
Note that many people prefer to have private health insurance, even those that are entitled to the free public health care. The quality of services that are received in the private health care sector are considered to be considerably better than what is offered in the public sector.